Stephanie Andersen

Of Counsel

Stephanie has advised insurers on coverage and alleged bad faith in Washington since 1992 and has successfully tried to verdict both coverage and bad faith cases, including a federal court multi-million dollar covenant judgment settlement case in which the jury found no bad faith.

Stephanie advises insurers on all types of first and third party coverage lines, and has defended insurers against bad faith and IFCA class action matters.  She has also successfully defended numerous covenant judgment settlement actions for her clients.  Stephanie likes to get involved as early as possible in a coverage matter to help her client navigate and minimize exposure to the pitfalls of Washington alleged extra-contractual (bad faith, CPA and IFCA) liability from the start.



  • 2012 – 2017 recognition as Washington “Super Lawyer”  
  • “AV” rated by Martindale-Hubbell, the highest rating obtainable

Representative Cases

  • Evanston v. Clark County (W.D. Wash. 2014) (lead trial counsel in bench trial in which court held insurer had to defend against only one of four counts in underlying complaint)
  • Meadow Valley Owners’ Assn. v. St. Paul Fire & Marine Ins. Co., 2007 WL 563114 (W.D. Wash. 2007) (lead trial counsel in multi-million dollar construction defect covenant judgment matter in which jury found her client had not committed bad faith or violated CPA)
  • Corbis Corp. v. St. Paul Fire & Marine Ins. Co., 125 Fed. Appx. 792 (9th Cir. 2004) (affirming trial court’s ruling that insurer owed no duty to defend insured’s unauthorized publishing of claimant’s images)

Professional & Civic Involvement

  • Washington State Bar Association (Diversity Committee Member)
  • Editor, Insurance Litigation Reporter
  • Washington Defense Trial Lawyers Association
  • Northwest Insurance Coverage Association (president 2005 – 2007)
  • Friends of the Seattle Public Library, former Board Member


Articles & Presentations

  • Presenter : CLM: Xia v. Probuilders: "Where Do We Go From Here", October 19, 2017
  • Presenter: Insurance in the Construction Industry, Bad Faith Remedies and Stipulated Settlements, October 6, 2017
  • Presenter: WDTL Annual Insurance Law Seminar, “Everything You Ever Wanted to Know About the Absolute Pollution Explanation But Were Afraid to Ask,” March 31, 2017
  • Presenter: American Conference Institute, 28th National Advanced Forum on Bad Faith Claims and Litigation:  Bad Faith in the Absence of Coverage, July 30, 2014